Mummy Dogs

Life insurance is one of the most selfless gifts you can give to the people you would leave behind if you pass away. Life insurance is not as complicated or expensive as many people may think. So rather than view it as such, consider what it could mean to your loved ones someday if they lost you — and think of it instead as a potentially happy ending to a difficult situation. If you’re putting off buying life insurance, here are five reasons to stop procrastinating. Life insurance may not be as expensive as you assume Let’s address this first, because it seems to be a stumbling block for many people. While the cost of life insurance coverage depends on a lot of variables like age, sex, overall health and type of policy, it typically costs far less than people think. In fact, for healthy people under age 40, a $500,000 20-year term policy can be less than $36 per month. If you're under age 30, it can cost less than $30.1 Naturally, as you age, buying life insurance becomes more expensive because your health declines and the odds of dying sooner increase. So lock your rate in now while you’re young and healthy and save yourself from paying a higher premium later.